Life Settlements

There are many reasons why a senior would be interested in a life settlement. Medical and prescription costs, policy costs, and financial freedom are just a few.

Today’s seniors are being forced to research and investigate all of the financial options available to them. More and more seniors each year are learning that life insurance is a financial asset, one that may be sold for a profit when the proper circumstances exist.

Many seniors have purchased life insurance to secure the financial future of a loved one who has since passed on before them. Others purchase life insurance to cover large debts such as  homes, cars and credit cards that have since been paid off.  In many cases, they simply can no longer afford the policy that was purchased many years earlier.

Let’s look at the options. On one hand, they can surrender the policy for the cash value (none available on term policies) which is almost always significantly less than the amount paid into the policy. On the other hand, they can apply for a life settlement with Creative Life Solutions.

When an insured / policy owner applies with us, there is neither cost to the client nor any obligation to accept possible offers that may be presented for consideration.

As a licensed life settlement broker, our responsibility is to the insured / policy owner. Our compensation is paid by the licensed provider that purchases the policy and is not deducted from the settlement offer.

Doesn’t it make sense to find out what your policy is worth before letting it lapse? Call us today at 866-796-4371.